{"id":4576,"date":"2023-03-30T15:04:49","date_gmt":"2023-03-30T15:04:49","guid":{"rendered":"http:\/\/nycscreenwriter.org\/?p=4576"},"modified":"2023-04-03T11:04:45","modified_gmt":"2023-04-03T11:04:45","slug":"what-costs-are-incurred-for-the-protection-of-one","status":"publish","type":"post","link":"http:\/\/nycscreenwriter.org\/what-costs-are-incurred-for-the-protection-of-one.html","title":{"rendered":"What costs are incurred for the protection of one’s own building project?"},"content":{"rendered":"
Storm damage, material defects in the building material or even vandalism can cost you dearly as a builder. In addition to the actual damage, the construction delay that occurs is often associated with high costs. In order to protect ourselves against this, it is worthwhile to take out construction work insurance. You can find out what costs you can expect for this insurance from the cost check expert in our interview.<\/p>\n
Kostencheck-Experte: That depends in detail of course always on the included services, the scope of the construction project and some other factors.<\/p>\n
Construction insurance: what costs do you have to calculate? Oil tank lined with foil: the costs and when is it worthwhile to do so?? <\/p>\n
In general, however, builder’s liability insurance is not too expensive. They are paid, as well as the still much more important builder’s liability insurance with a single premium.<\/p>\n
The costs for the one-time payment range – depending on construction costs, personal contribution and type of construction – between about 170 EUR and 450 EUR for a term of 12 months. Longer or shorter terms can then make the premiums more expensive or cheaper accordingly.<\/p>\n
Under special conditions (z. B. very high own work with construction machines, building under monument protection, etc.) the insurance premium may be higher if necessary.<\/p>\n
Construction insurance: what are the costs? Having an oil tank lined with foil: the costs and when it’s worth it Building owner’s liability: what costs should you expect? <\/p>\n
In some cases, a builder’s liability insurance is already included in the tariff, so it does not need to be paid for separately. This should always be taken into account when comparing premiums.<\/p>\n
We want to take out a construction performance insurance for our single-family house construction (solid prefabricated house). The pure building costs (without land and development costs) amount to net 257.000 EUR, we want to take out the insurance for one year. We will make our own contributions to the construction of 30.000 EUR. Our house will be built with a living area of 165 m\u00b2.<\/p>\n
Offer 1<\/td>\n | deductible 250 EUR, benefit sum BH-liability 5 MIo<\/td>\n | 249,90 EUR<\/td>\n<\/tr>\n |
Offer 2<\/td>\n | Deductible 150 EUR, BH liability sum insured 3 million<\/td>\n | 297,50 EUR<\/td>\n<\/tr>\n |
Offer 3<\/td>\n | deductible 250 EUR, benefit sum BH liability 15 Mio<\/td>\n | 357 EUR<\/td>\n<\/tr>\n<\/table>\n The premiums shown here refer to specific concrete insurance conditions and individual costs, personal contributions and contract durations. The premiums in other cases can also differ significantly.<\/p>\n Question: what determines the cost of construction liability insurance<\/h2>\n<\/div>\n<\/p>\n Kostencheck-Experte: Decisive for the premium calculation are:<\/p>\n
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